Cargo insurance Sam Rayburn, Texas

Auto Liability

Auto liability insurance helps protect trucking companies against bodily injury and property damage claims resulting from accidents. This coverage is required by the FMCSA for most interstate motor carriers and serves as the foundation of a commercial truck insurance policy, helping businesses stay compliant while protecting financial assets.

Cargo Insurance

Cargo insurance protects freight while it is being transported. Coverage may help pay for losses caused by theft, fire, collision, or other covered events. Many brokers and shippers require cargo insurance before assigning loads, making it an important part of many trucking operations.

Dry Van Insurance

Dry van insurance provides coverage for trucking companies hauling freight in enclosed trailers. Policies can include auto liability, motor truck cargo, physical damage, and other coverages designed to protect both the truck and the freight being transported throughout the United States.

Intermodal Insurance

Intermodal insurance is designed for trucking companies that transport shipping containers through ports, rail yards, and intermodal facilities. Coverage often includes auto liability, physical damage, motor truck cargo, and specialized protections required under UIIA agreements and intermodal equipment provider requirements.

Motor Carrier Insurance

Motor carrier insurance is a broad term that includes insurance coverage for trucking companies operating under their own authority. Policies may include primary liability, cargo insurance, physical damage, general liability, and other coverages necessary for compliance with FMCSA regulations and business protection.

Motor Truck Cargo

Motor truck cargo insurance protects the freight being transported by a trucking company. Coverage helps pay for cargo losses resulting from theft, accidents, fire, or other covered events. Many freight brokers require proof of motor truck cargo insurance before dispatching loads.

Trucking Auto Liability Insurance

Trucking auto liability insurance provides coverage for bodily injury and property damage caused by commercial trucks. It is required by federal regulations for most interstate carriers and helps protect trucking businesses from costly lawsuits, settlements, and accident-related financial losses.

Non-Trucking Insurance (NTL)

Non-trucking liability insurance, often called NTL, provides protection when a truck is being used for personal purposes outside of business operations. This coverage is commonly required for leased owner operators and helps fill gaps when primary liability coverage is not active.

Physical Damage Insurance

Physical damage insurance helps pay for repairs or replacement of a truck damaged by collisions, theft, vandalism, fire, or severe weather. This coverage protects the value of the equipment and is often required by lenders when trucks are financed.

Reefer Breakdown Insurance

Reefer breakdown insurance helps cover cargo losses resulting from the failure of refrigeration equipment. This coverage is important for trucking companies hauling temperature-sensitive freight such as food, pharmaceuticals, and perishable products that require controlled temperatures during transit.

Trailer Interchange Insurance

Trailer interchange insurance protects trailers owned by another party while they are in your possession under a written interchange agreement. This coverage is commonly needed for drop-and-hook operations and helps pay for damage to non-owned trailers.

Trucking Physical Damage Insurance

Trucking physical damage insurance protects commercial trucks against losses caused by collisions, theft, fire, vandalism, and weather-related events. Coverage helps owner operators and fleets repair or replace equipment and maintain business operations after a covered loss.

Trucking Cargo Insurance

Trucking cargo insurance provides financial protection for freight transported by trucking companies. Coverage can help pay for damaged, stolen, or lost cargo and is often required by brokers and shippers before freight is assigned to a carrier.