Who we are
Our website address is: https://jdwtruckersinsurance.com.
Comments
: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
Registered Location: South Carolina, USA
JDW Truckers Insurance LLC (“JDW,” “we,” “us,” or “our”) provides this website and related services subject to your acceptance of the following terms, conditions, and policies. By using this website, contacting us via phone, email, text, or submitting any information, you agree to all terms herein.
1. Governing Law and Exclusive Venue
These Terms and Conditions and all disputes arising out of or related to your use of this website, services, or information provided by JDW shall be governed exclusively by the laws of the State of South Carolina, without regard to conflict of law principles.
You agree that any legal action or proceeding must be filed only in the state or federal courts located in South Carolina, and you consent to the jurisdiction of such courts.
2. Multi-State Licensing Disclosure
JDW is a South Carolina-registered insurance agency licensed to provide insurance products in multiple U.S. states where permitted by law.
- Insurance product availability, coverage, and rates vary by state.
- Nothing on this website constitutes an offer to sell insurance in any jurisdiction where JDW is not licensed.
- Users acknowledge that state-specific insurance laws and requirements apply.
3. No Binding Coverage / No Guarantee Clause
Submitting information through this website, by email, text, or phone does not guarantee insurance coverage. Coverage is not in force until:
- A licensed insurance carrier issues a written policy, and
- Required premiums are received and accepted by the carrier.
JDW makes no guarantees regarding:
- Policy approval
- Premium rates
- Underwriting decisions
- Issuance of coverage
You acknowledge that JDW is not liable for carrier decisions, rate adjustments, or coverage denials.
4. Maximum Indemnification
You agree to indemnify, defend, and hold harmless JDW Truckers Insurance LLC, including its affiliates, officers, directors, employees, agents, representatives, contractors, successors, and assigns (collectively, the “Protected Parties”), from and against any and all claims, demands, liabilities, damages, losses, judgments, settlements, penalties, fines, costs, and expenses (including attorneys’ fees and court costs) arising out of or related to:
- Any inaccurate, false, or misleading information you submit
- Your violation of these Terms and Conditions
- Your misuse of the website, phone, email, or text services
- Any third-party claim resulting from your actions or misrepresentations
- Insurance carrier decisions based on your submitted information
This obligation survives termination of your use of JDW’s website or services.
5. Limitation of Liability
To the fullest extent permitted by law, JDW and its Protected Parties shall not be liable for:
- Direct, indirect, incidental, consequential, special, or punitive damages
- Lost profits or business interruption
- Coverage denials or premium increases by carriers
- Underwriting or claims decisions
- Errors, delays, or omissions caused by third-party carriers
- Website downtime, technical errors, or data loss
Your sole remedy is to discontinue using the website and services.
6. Arbitration & Class Action Waiver
All disputes or claims arising from these Terms, the website, or services shall be resolved by binding arbitration in South Carolina under the rules of the American Arbitration Association (AAA).
By agreeing:
- You waive your right to a jury trial
- You waive the right to participate in class or consolidated actions
- Claims must be resolved individually
This arbitration requirement survives termination of your website or service use.
7. Communications & Consent (TCPA / Multi-State Compliance)
By providing your contact information, you authorize JDW to contact you via:
- Phone calls
- Text messages (SMS/MMS)
For:
- Insurance quotes, renewals, or policy information
- Marketing and service updates
This consent applies regardless of your state of residence and complies with the Telephone Consumer Protection Act (TCPA).
You may opt out at any time by:
- Replying STOP to any SMS
- Emailing an unsubscribe request
- Contacting us by phone
8. Data Collection & Privacy
JDW collects personal information only to provide insurance quotes and services. Information may include:
- Name, address, phone, email
- Vehicle, driver, and insurance history
- Business operations details
We do not sell your data to third parties. Data may be shared with licensed carriers strictly for quoting, underwriting, or policy issuance purposes.
9. Survival Clauses
The following survive termination of website or service use:
- Indemnification
- Limitation of Liability
- Arbitration & Class Action Waiver
- Governing Law & Venue
- No Guarantee of Coverage
10. Modifications
JDW may update this Privacy Policy & Terms of Use at any time without prior notice. Continued use of the website constitutes acceptance of the updated terms.
11. Contact
JDW Truckers Insurance LLC
By requesting quotes you confirm.
- You participate in a drug testing program
- Your drivers files conform to DOT requirements
- You utilize PSP (pre-employment screening) as part of your hire process
- You do not pull doubles or triples
- You do operate as a broker or freight fowarder
- You do not use sub haulers
- You do not allow passengers
- There are no other operations under your control
- All commercial/mobile equipment you own/operate is listed on your application
- Other restrictions may apply based upon the carriers offering quotes
Reviews are simulated from talking to customers
Pricing Disclaimer
All prices displayed on this website are for informational purposes only and are subject to change without notice. While we strive to provide accurate and up-to-date pricing, we do not guarantee that all prices, promotions, or discounts are current. The actual price you pay may vary at the time of purchase. We are not responsible for typographical errors, pricing errors, or any discrepancies between listed and actual prices.
The no financing fees must be approved by the carrier.
